You just sustained a work-related injury.  A day or two later the claims representative assigned to your file by the insurance company contacts you and wants to take a recorded statement.  Do you have to provide one?  The answer is no.  There is no requirement under Minnesota law that an injured worker provide a recorded statement to an insurance company.  In fact, depending upon how soon the statement is taken, it may not even be admissible in a court of law.  Caution is thus urged in providing a recorded statement.

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The following is a list of some of the many mistakes employees make when they have a work-related injury or illness.

Failure to report an injury immediately

Often an employee fails to report their injury to their employer because they think it will heal or that it will get better. The motivating factor is typically that the employee is worried about negative repercussions from the employer. However, if the employee fails to report the injury until many days after the injury, the employer may deny the claim. And if an employee waits too long, the claim may be barred entirely.

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