After an injury, the employer and insurer are required to pay for all reasonable, necessary and causally related medical treatment. However, there are limits to the duration and frequency of certain treatments that you can receive. One of those treatments that have limits include chiropractic care. Typically, workers’ compensation covers 12 weeks of chiropractic treatment. This varies depending on each individual case. With that being said, it is possible to get additional treatment past 12 weeks if the treatment is “reasonable and necessary.”
Most employers in Minnesota are required to have Minnesota Workers’ Compensation insurance, or for some companies, be self-insured. There are certain limited situations where an employer may not need to have coverage, however, in most situations they are required to have workers’ compensation insurance on their employees.
Even though a Minnesota employer may not have workers’ compensation insurance at the time of an injury, there are laws in place protecting injured workers.
If I have a Minnesota Workers’ Compensation Case, can I Sue the Company for an Unsafe Workplace or Under an OSHA Violation?
Minnesota workers’ compensation is typically an exclusive remedy. In other words, you cannot sue the employer for damages but must file a claim for workers’ compensation benefits. Despite having the workers’ compensation claim, you can still file a complaint with OSHA regarding the employer’s conduct.
The Occupational and Safety Health Act (OSHA) was established to protect workers by setting certain safety standards in place for employers to abide by. For specific information concerning OSHA’s standards and regulations, please feel free to look at Minnesota OSHA’s website.
In most cases, the most pressing need for a lawyer comes when benefits are being denied. Even in cases when the denial involves a small amount of money or tiny bill, it is still money or benefits that are owed to you. In workers’ compensation cases, the law is set up to assist injured workers in their ability to obtain legal counsel to represent them even when it is a small claim.